German FinTech Provider
Digital point-of-sale financing platform enabling customers to apply for and receive installment credit directly during checkout, replacing traditional financing workflows with a fully digital approval process.
Understanding the Problem
Merchants were losing high-value sales due to slow and paper-heavy financing processes that disrupted checkout. The client needed to deliver instant digital financing while meeting strict EU regulatory requirements and integrating multiple banking, identity verification, and credit services into a seamless customer experience.
The Solution
We designed and implemented key platform components enabling a fully digital financing process at the point of sale. Our work focused on integrating banking, identity verification, credit scoring, and merchant systems into a seamless and compliant workflow. This enabled customers to complete financing quickly while ensuring regulatory requirements were met.
Digitizing a Financing Flow That Needs to Scale?
Let’s integrate banking, identity, and credit services into a compliant, seamless digital experience—reducing friction at the point of sale.
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